If your car is damaged by something other than a collision, comprehensive car insurance will come in handy. This type of coverage is optional, but if you have an auto loan or lease, your lender will ...

Collision covers car accidents while comprehensive covers non-collision events like car theft. Though not required by state law, financed or leased cars often require collision and comprehensive ...

Comprehensive auto insurance covers your vehicle’s repair or replacement costs if it’s stolen or damaged by a non-collision event. Find out the cost and coverage to determine if it's right for you ...

Cutting these coverages saves money, but it might not pay off in the end ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Collision and comprehensive insurance are two types of auto insurance coverages. They are not legally required by any state, but your lender will require them if you have a loan or lease. These ...