CD terms can range from as little as 28 or 30 days up to 10 years or more, depending on the bank or credit union. As a general rule of thumb, the longer the CD term, the higher the interest rate you ...

With inflation lingering and the prices of many goods and services rising, finances have been hard for many Americans these past few years. The one silver lining, though, has been high savings account ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Use SmartAsset’s CD calculator to see how much your CD can earn based on your deposit size, the length of the term, its interest rate and how often it compounds. Offered by many financial institutions ...

This March brings a host of new economic developments that savers should consider as they review their financial health heading into the spring. The Bureau of Labor Statistics (BLS) will release its ...

Experts say that you should aim to set aside six months' worth of living expenses in an account that is designated specifically for emergency use. This is money intended to cover your expenses if you ...

Being aware of your grace period is the most important thing when it comes to cashing out your CD. Prioritize paying down debt. Try to lock in a high-interest savings account. When your certificate of ...

Pros of Using a Certificate of Deposit for Savings There are several reasons why you may consider using a CD for managing your savings goals. Here are some of the main benefits or advantages of saving ...