With this understanding about how life insurance is priced, I can create a simple model to consider four different potential roles for this whole life insurance policy in retirement income planning.

See Lincoln Financial’s coverage options, term life costs, riders and special features Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at ...

Life insurance provides financial certainty in situations where uncertainty carries the highest cost. At its core, life insurance exists to transfer financial risk away from individuals and families.