Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

Roth conversions can be far cheaper right after retirement. This short window before Social Security and RMDs can ...

If it's not on your radar, you could be missing out.

Many retirement savers with sizable tax-deferred accounts like a 401(k) are interested in converting those funds to Roth ...

A Roth in-plan conversion lets you take a distribution that is rollover-eligible from your 401(k) plan and roll it over to a Roth account in the same plan. The Roth in-plan conversion can be a ...

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from a ...

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...

For many people in that situation, Roth conversions are the solution. Simply move funds out of a traditional retirement ...

High earners aren't locked out of Roth IRAs. Here's the conversion strategy that bypasses income limits entirely in 2026.

A business owner at 58 with $1.2 million in a 401(k) faces a decision most retirement planning frameworks miss: how to ...

Pay income taxes on converted funds. Plan conversions strategically to manage tax impact and maximize retirement benefits.