Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not ...

The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

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Homeownership can be challenging for many, but for Native Americans, the obstacles to owning a home have historically been profound and unique. The data highlights this disparity. In 2023, only 51.6% ...