FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt. FBI executes search warrant at ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...