Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

When it comes to repairing your credit, any offer that requires an upfront payment before delivering services is a red flag and against the law. Scammers know people are desperate to improve their ...

Soaring interest rates mean that you're likely paying more in loans and credit card interest. But you can lower those fees, saving hundreds or even thousands of dollars, simply by having a higher ...

When it comes to debt relief, you don’t have to pay for help. Here’s how to negotiate with creditors and make a plan to pay. “My goal was to really get my business out there, but then I realized I ...

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Credit Saint is a credit repair company that helps consumers challenge inaccurate, misleading, or unverifiable negative information on their credit reports—such as late payments, charge-offs, ...