I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survey, over half of Americans have not received a strong ...

Teenagers may not have credit cards yet, but the habits they form now can shape how they borrow, spend and manage money later in life.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...