Savers, and those opting for certificate of deposit (CD) accounts in particular, are heading into January with plenty of questions about what the new year might bring. After a long stretch of elevated ...

If you’re saving up for an upcoming trip or big purchase, opening a six-month certificate of deposit can be a great way to keep your money off limits and let it earn some interest. We compared 136 six ...

You should consider several factors before opening a two-year CD. Here’s what you need to keep in mind. Moving your money from a standard checking account to a CD with a high APY is a simple way to ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...

After three rate cuts in 2025, in January, the Fed held rates steady — though markets are predicting more cuts in the second half of 2026. And if rate cuts happen, “CD rates will likely drift lower,” ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...