Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Mira Norian / Investopedia A bank identification number (BIN) is the initial set of four to ...

Imagine a world without credit card fraud. Impossible, you might say. And you'd probably be right. But any effort to rein it in helps. Every time your bank card is cloned or skimmed from an ATM or by ...